Hi fivewest, and thanks for your post. You've explained your situation quite well and the question you have is spot on!
When it comes to generators, you will have many choices. However, in order to simplify all this, I do have something to contribute.
There are whole house generators, which, as the name implies, will take care of your entire home's electrical supply in the event of a power outage. These whole house generators can be installed with an automatic transfer switch (ATS). Should a power outage occur, the generator comes on (within about 5-15 seconds), and then the house is powered up (generally in less than a minute). The generator will power the house on it's own energy supply (generally, natural gas), but propane can also be used. These tend to be trouble free and will run themselves weekly for about 20 minutes. This weekly run keeps them ready for any unexpected outage. Generators such as these come in all sizes (13kw, 15kw 20kw, etc.) for any sized household. The size will depend on your house electrical needs.
There are also smaller sized mobile generators which can be set up similarly but usually require being set up, started and hooked into a switch which will power several key circuits of your home or, all the circuits in your home (your choice). This type generator is usually powered by gasoline, propane or natural gas. They require much more input from the homeowner and can be less expensive. They also come in various sizes and capacities.
I do hope you find this information is helpful for you.
As my colleague, , has said, it may be a good idea to speak with both your electrical utility company as well as a qualified licensed electrician and plumber who have experience with these installations.
Please do check back and let us know how this all works out for you.
Good luck!
Leon (site moderator COPD.net)